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Selling a House?
We’re here to help! View our most frequently asked questions about selling a home!
Title insurance protects the lender and buyer from any losses that are incurred as a result of disputes over the title of the property.
An escrow officer is typically employed by the title company that you are working with and they walk you through the closing process. They are responsible for oversee the escrow process as a neutral party. They ensure that they transaction is executed properly and legally and perform title searches, prepare paperwork and witness document signings.
A multiple listing service (MLS) is an online listing service that compiles all properties that are listed with a realtor. Brokers utilize the MLS to find homes in a certain price range or area. Washington utilizes the Northwest Multiple Listing Service (NWMLS).
This is the percentage of a person’s monthly earnings used to pay off all debt obligations.
A contingency clause is a condition or action that must be met for a contract to become binding. When both the buyer and the seller agrees to the terms and signs a contract, then the contingency will become part of the binding sales contract.
A broker is a real estate agent who is licensed by the state and has taken courses to become a broker.
Closing costs are the fees paid at the closing of a real estate transaction by buyers and sellers in transferring ownership of a property.
A broker is more than just a sales person looking to close a deal. When you work with a broker, they will work on your behalf to help guide you when buying a house. They can provide you with the most up-to-date market information and help you find listings that you might not find on your own. Additionally, they can help you negotiate a deal with your best interests in mind when you put in an offer on a home.
When you are pre-qualified for a loan it means that you could potentially get a loan for the amount stated for you. This assumes that all of the information that you provided to the lender is correct. When you are pre-approved, this means that you have had an extensive financial background check, which will include looking at credit history, tax returns, and employment verification. This is when the lender is willing to give you a loan, which is almost approved. Most sellers prefer that buyers are pre-approved as they know there will not be problems with the purchase of the home.
This type of listing is when the homeowner signs an agreement with the broker. In this agreement, the homeowner provides the broker with commission for selling the property. However, it also states that the homeowner can’t negotiate directly with the buyer at a later time to avoid paying commission to the broker. This type of listing is commonly used by brokers showing FSBO (for sale by owner).
In general, it is not very common for real property to depreciate in value. This is what makes real estate a great investment. When you are looking for a home, make sure you consider things such as location and community as it can affect the future value of the home.