Seven Home Preparations for August

1. Weatherstripping and/or caulk. If your windows or doors are drafty, you’ll really start to feel it when the cold weather hits in a few months! Buy some new weatherstripping or caulk and apply it to your windows and doors now. 2. Furnace filters. Be honest—when was the last time you replaced your furnace filter? If you can’t remember (or didn’t […]
Lawn Care 101: Keep it Green

1. Feed your lawn. Think of fall fertilization as refueling and replenishing your lawn after a long, hot summer. Fall fertilization will help maintain your lawn’s root health and replenish nutrients that were expended in summer months. Fall feedings should be timed when plants are still absorbing nutrients, so don’t wait too long. Depending on your region, […]
Summer 2014 Garden Tips

1) Plan in advance Plan your garden to ensure success. Decide what you’d like to grow. How much space can you devote to the project? How much time are you willing to spend? Answering these questions will help you to determine your priorities. For those with small spaces (or small ambitions), a container garden is an excellent […]
Cut Down On Your Rent Check

Overall, you should be spending no more than one-third of your income on housing. However, the reality is, that rental costs are rising continually, forcing renters to spend a much larger portion of their income on housing. Here’s how to make sure you’re getting the most out of your rent check: MAKE SURE TO NEGOTIATE […]
Moving? Check out these tips!

If you’re preparing for that big move, check out these tips to help the process run smoothly: DE-CLUTTER & STORE When going through your belongings, ask yourself these questions: “Do I love it? Do I use it? Do I need it?” If you say no to more than one of the questions per item, then […]
Prevent Frosted Windows

While waking up to frosted windows in the winter can invoke childhood winter memories, frost can actually cause damage to your home. With newer home construction, and the installment of double-paned window technology, window frost is not as common as it used to be. However, it still occurs, and frequently, in older homes. It may […]
Cash Flow 101: Cash Flow Terms Glossary

Terms of the Cash Flow Industry “A” credit customers: Consumers with impeccable credit, who can obtain a loan from traditional lenders. Acceleration Clause: Language in a lease that secures payments for the full term of the lease. Accounts Payable: The amount of money a company owes for goods and services it has received; any outstanding […]
Finance 101: Finance Terms Glossary

Real Estate Financing Terms Acquisition and Development Loan (A&D Loan): This loan provides for the purchase and the preparation of raw land for subdivision use. It usually includes the streets and all of the utilities. The source of repayment is a construction loan or sale.Adjustable Rate Mortgage (ARM): A mortgage which permits the lender to adjust the […]
Real Estate Glossary

Heaton Dainard’s Real Estate Glossary: Abstract of Title. A book containing copies of all documents pertaining to a piece of property (or it’s owners) located in the county courthouse. The abstract is certified by the abstract company which is a quasi-governmental company authorized to verify the contents of the abstract are complete and accurate. The […]
Networking: The Path to Professional Success

One of the most valuable things you can have in the real estate business is a large social network. And not just your friends on Facebook, but a real network of people that will turn to you for help, or will pass your information along to others. But you definitely want to avoid being “that […]