If you’re a first time home buyer in Washington you can use a Washington State Bond program like the Home Advantage or House Key Opportunity programs through the Washington State Housing and Finance Commission in order to get down payment assistance for your purchase. This is a great way to get started on your first [...]

Down payments typically range from 3.5% to 5% on an owner-occupied property. If you’re using an FHA or conventional loan. Discover which might be better for you. In order to figure out which loan is going to be the best for your situation you’ll need to talk with your lender. You’ll need at least a [...]

Both loan officers and real estate agents only make money when you decide to purchase a house with them. For this reason, it is very important that you decide who you are going to work with early on in the home-buying process. You want people who will be your trusted advisers so make sure you [...]

There are plenty of things that you can do to improve your credit score. The biggest thing is paying on time. If you’re having trouble making payments on time talk to your loan officer or a credit repair agency to see how they can help. They can make suggestions and help you budget to stay [...]